Penny Owl AI SavingsBack to Leaderboard
Freepik / Magnific
Freepik is now Magnific. Its creative suite brings together image and video models, editing, upscaling, stock assets and shared workspaces.
Visit Freepik / MagnificThe subscription used for our prices
Pro 4M — annual
Penny Owl is built for heavy users who make lots of AI images and videos. We use the largest listed individual annual credit subscription to compare the effective cost when its full allowance is used. Custom enterprise plans are excluded.
$210.00
per month equivalent
$2,520.00 paid yearly
per month equivalent$2,520.00 paid yearly
4,000,0004,000,000 credits upfront for the year
$0.000630effective cost per credit
when all credits are used
when all credits are used
Credit expiry: Annual credits last one year. They do not reset or expire each month. Unused credits make each generation you actually create more expensive.
How we calculate each priceGeneration credits × ($2,520 ÷ 4,000,000 annual credits)
Video prices are converted to a 60-second total across supported clips; they do not promise one 60-second generation. Prices are USD before tax. The subscription fee is paid upfront, rather than charged per calculated image or clip.
Some models have unlimited access under eligible plans and settings. These tables show metered equivalents, never a fixed $0 price.
The general video credit table can list silent rates. Veo’s model page separately identifies audio-on rates, which we use in the leaderboard.
Seedance 2.5’s landing page says “Coming soon” while pricing tables list it. Its documented costs remain on this page, pending current availability confirmation. Some 1080p/4K outputs can involve upscaling.
These are U.S. consumer web-app calculations. API billing and access must be checked separately.
Models and workflows reviewed
Only a verified exact version, resolution, quality and sound setting enters the main comparison. A listed model can still have no matching current price. Access can depend on plan and region.
Video models / workflows
- Veo 3.1Credit calculation below; comparison eligibility varies by setting
- Veo 3.1 FastCredit calculation below; comparison eligibility varies by setting
- Veo 3.1 — silentCredit calculation below; comparison eligibility varies by setting
- Veo 3.1 Fast — silentCredit calculation below; comparison eligibility varies by setting
- Veo 3.1 LiteCredit calculation below; comparison eligibility varies by setting
- Seedance 2.0Credit calculation below; comparison eligibility varies by setting
- Seedance 2.0 FastCredit calculation below; comparison eligibility varies by setting
- Seedance 2.0 MiniCredit calculation below; comparison eligibility varies by setting
- Seedance 2.5Credit calculation below; comparison eligibility varies by setting
- Kling 2.1Credit calculation below; comparison eligibility varies by setting
- Kling 2.1 MasterCredit calculation below; comparison eligibility varies by setting
- Kling 2.5Credit calculation below; comparison eligibility varies by setting
- Kling 2.6Credit calculation below; comparison eligibility varies by setting
- Kling 3.0Credit calculation below; comparison eligibility varies by setting
- Kling 3.0 OmniCredit calculation below; comparison eligibility varies by setting
- Kling 3.0 TurboCredit calculation below; comparison eligibility varies by setting
- Kling O1Credit calculation below; comparison eligibility varies by setting
- Hailuo 02Credit calculation below; comparison eligibility varies by setting
- Hailuo 2.3Credit calculation below; comparison eligibility varies by setting
- Hailuo 2.3 FastCredit calculation below; comparison eligibility varies by setting
- MiniMax H3Credit calculation below; comparison eligibility varies by setting
- MiniMax H3 MaxCredit calculation below; comparison eligibility varies by setting
- MiniMax H3 Max TurboCredit calculation below; comparison eligibility varies by setting
- Runway Gen-4Credit calculation below; comparison eligibility varies by setting
- Runway Gen-4.5Credit calculation below; comparison eligibility varies by setting
- Seedance 1.5 ProCredit calculation below; comparison eligibility varies by setting
- PixVerse 5.5Credit calculation below; comparison eligibility varies by setting
- PixVerse 6Credit calculation below; comparison eligibility varies by setting
- Wan 2.2Credit calculation below; comparison eligibility varies by setting
- Wan 2.5Credit calculation below; comparison eligibility varies by setting
- Wan 2.6Credit calculation below; comparison eligibility varies by setting
- Wan 2.7Credit calculation below; comparison eligibility varies by setting
- Grok Imagine 1.5Credit calculation below; comparison eligibility varies by setting
- HappyHorse 1.1Credit calculation below; comparison eligibility varies by setting
Image models / workflows
- Nano Banana 2Credit calculation below; comparison eligibility varies by setting
- Nano Banana ProCredit calculation below; comparison eligibility varies by setting
- GPT Image 1.5Credit calculation below; comparison eligibility varies by setting
- Seedream 4.0Credit calculation below; comparison eligibility varies by setting
- Seedream 4.5Credit calculation below; comparison eligibility varies by setting
- Seedream 5 LiteCredit calculation below; comparison eligibility varies by setting
- Seedream 5 ProCredit calculation below; comparison eligibility varies by setting
- Imagen 4 FastCredit calculation below; comparison eligibility varies by setting
- Imagen 4Credit calculation below; comparison eligibility varies by setting
- Imagen 4 UltraCredit calculation below; comparison eligibility varies by setting
- Recraft V4Credit calculation below; comparison eligibility varies by setting
- Recraft V4 ProCredit calculation below; comparison eligibility varies by setting
Video prices by model
Live quotes retain their exact duration. Published per-second rates show a 4-second Veo or 5-second example. Sound settings are shown separately. The Subscribe icon means “with max subscription.”
| Model | Settings | Credits | USD / clip | USD / minute |
|---|---|---|---|---|
| Veo 3.1 | 720pNative audio included | 300per 1 second | $0.764 seconds · 1,200 credits | $11.34 |
| Veo 3.1 | 1080pNative audio included | 300per 1 second | $0.764 seconds · 1,200 credits | $11.34 |
| Veo 3.1 | 4KNative audio included | 520per 1 second | $1.314 seconds · 2,080 credits | $19.66 |
| Veo 3.1 Fast | 720pNative audio included | 120per 1 second | $0.304 seconds · 480 credits | $4.54 |
| Veo 3.1 Fast | 1080pNative audio included | 120per 1 second | $0.304 seconds · 480 credits | $4.54 |
| Veo 3.1 Fast | 4KNative audio included | 310per 1 second | $0.784 seconds · 1,240 credits | $11.72 |
| Veo 3.1 — silent | 720pSilent video | 200per 1 second | $0.504 seconds · 800 credits | $7.56 |
| Veo 3.1 — silent | 1080pSilent video | 200per 1 second | $0.504 seconds · 800 credits | $7.56 |
| Veo 3.1 — silent | 4KSilent video | 340per 1 second | $0.864 seconds · 1,360 credits | $12.85 |
| Veo 3.1 Fast — silent | 720pSilent video | 100per 1 second | $0.254 seconds · 400 credits | $3.78 |
| Veo 3.1 Fast — silent | 1080pSilent video | 100per 1 second | $0.254 seconds · 400 credits | $3.78 |
| Veo 3.1 Fast — silent | 4KSilent video | 270per 1 second | $0.684 seconds · 1,080 credits | $10.21 |
| Veo 3.1 LitePublished credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 720pAudio billing not verified | 40per 1 second | $0.104 seconds · 160 credits | $1.51 |
| Veo 3.1 LitePublished credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 1080pAudio billing not verified | 40per 1 second | $0.104 seconds · 160 credits | $1.51 |
| Seedance 2.0Published credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 480pAudio billing not verified | 145per 1 second | $0.465 seconds · 725 credits | $5.48 |
| Seedance 2.0Published credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 720pAudio billing not verified | 280per 1 second | $0.885 seconds · 1,400 credits | $10.58 |
| Seedance 2.0Published credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 1080pAudio billing not verified | 700per 1 second | $2.215 seconds · 3,500 credits | $26.46 |
| Seedance 2.0Published credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 4KAudio billing not verified | 1,400per 1 second | $4.415 seconds · 7,000 credits | $52.92 |
| Seedance 2.0 FastPublished credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 480pAudio billing not verified | 120per 1 second | $0.385 seconds · 600 credits | $4.54 |
| Seedance 2.0 FastPublished credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 720pAudio billing not verified | 235per 1 second | $0.745 seconds · 1,175 credits | $8.88 |
| Seedance 2.0 MiniPublished credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 480pAudio billing not verified | 70per 1 second | $0.225 seconds · 350 credits | $2.65 |
| Seedance 2.0 MiniPublished credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 720pAudio billing not verified | 140per 1 second | $0.445 seconds · 700 credits | $5.29 |
| Seedance 2.5Published credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 480pAudio billing not verified | 200per 1 second | $0.635 seconds · 1,000 credits | $7.56 |
| Seedance 2.5Published credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 720pAudio billing not verified | 440per 1 second | $1.395 seconds · 2,200 credits | $16.63 |
| Seedance 2.5Published credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 1080pAudio billing not verified | 1,100per 1 second | $3.475 seconds · 5,500 credits | $41.58 |
| Kling 2.1Published credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 720pAudio billing not verified | 55per 1 second | $0.175 seconds · 275 credits | $2.08 |
| Kling 2.1Published credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 1080pAudio billing not verified | 95per 1 second | $0.305 seconds · 475 credits | $3.59 |
| Kling 2.1 MasterPublished credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 1080pAudio billing not verified | 280per 1 second | $0.885 seconds · 1,400 credits | $10.58 |
| Kling 2.5 | 720pSilent video | 28per 1 second | $0.095 seconds · 140 credits | $1.06 |
| Kling 2.5 | 1080pSilent video | 65per 1 second | $0.205 seconds · 325 credits | $2.46 |
| Kling 2.6Published credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 1080pAudio billing not verified | 45per 1 second | $0.145 seconds · 225 credits | $1.70 |
| Kling 3.0Published credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 720pAudio billing not verified | 70per 1 second | $0.225 seconds · 350 credits | $2.65 |
| Kling 3.0Published credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 1080pAudio billing not verified | 90per 1 second | $0.285 seconds · 450 credits | $3.40 |
| Kling 3.0Published credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 4KAudio billing not verified | 400per 1 second | $1.265 seconds · 2,000 credits | $15.12 |
| Kling 3.0 OmniPublished credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 720pAudio billing not verified | 70per 1 second | $0.225 seconds · 350 credits | $2.65 |
| Kling 3.0 OmniPublished credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 1080pAudio billing not verified | 95per 1 second | $0.305 seconds · 475 credits | $3.59 |
| Kling 3.0 OmniPublished credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 4KAudio billing not verified | 400per 1 second | $1.265 seconds · 2,000 credits | $15.12 |
| Kling 3.0 TurboPublished credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 720pAudio billing not verified | 210per 1 second | $0.665 seconds · 1,050 credits | $7.94 |
| Kling 3.0 TurboPublished credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 1080pAudio billing not verified | 260per 1 second | $0.825 seconds · 1,300 credits | $9.83 |
| Kling O1Published credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 720pAudio billing not verified | 75per 1 second | $0.245 seconds · 375 credits | $2.84 |
| Kling O1Published credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 1080pAudio billing not verified | 100per 1 second | $0.325 seconds · 500 credits | $3.78 |
| Hailuo 02 | 512pSilent video | 10per 1 second | $0.035 seconds · 50 credits | $0.38 |
| Hailuo 02 | 768pSilent video | 35per 1 second | $0.115 seconds · 175 credits | $1.32 |
| Hailuo 02 | 1080pSilent video | 120per 1 second | $0.385 seconds · 600 credits | $4.54 |
| Hailuo 2.3 | 768pSilent video | 25per 1 second | $0.085 seconds · 125 credits | $0.95 |
| Hailuo 2.3 | 1080pSilent video | 40per 1 second | $0.135 seconds · 200 credits | $1.51 |
| Hailuo 2.3 Fast | 768pSilent video | 25per 1 second | $0.085 seconds · 125 credits | $0.95 |
| Hailuo 2.3 Fast | 1080pSilent video | 43per 1 second | $0.145 seconds · 215 credits | $1.63 |
| MiniMax H3Published credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 480pAudio billing not verified | 150per 1 second | $0.475 seconds · 750 credits | $5.67 |
| MiniMax H3Published credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 768pAudio billing not verified | 130per 1 second | $0.415 seconds · 650 credits | $4.91 |
| MiniMax H3Published credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 2KAudio billing not verified | 220per 1 second | $0.695 seconds · 1,100 credits | $8.32 |
| MiniMax H3 MaxPublished credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 480pAudio billing not verified | 50per 1 second | $0.165 seconds · 250 credits | $1.89 |
| MiniMax H3 MaxPublished credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 768pAudio billing not verified | 80per 1 second | $0.255 seconds · 400 credits | $3.02 |
| MiniMax H3 Max TurboPublished credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 480pAudio billing not verified | 24per 1 second | $0.085 seconds · 120 credits | $0.91 |
| MiniMax H3 Max TurboPublished credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 768pAudio billing not verified | 40per 1 second | $0.135 seconds · 200 credits | $1.51 |
| Runway Gen-4 | 720pSilent video | 100per 1 second | $0.325 seconds · 500 credits | $3.78 |
| Runway Gen-4.5 | 720pSilent video | 220per 1 second | $0.695 seconds · 1,100 credits | $8.32 |
| Seedance 1.5 ProPublished credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 480pAudio billing not verified | 45per 1 second | $0.145 seconds · 225 credits | $1.70 |
| Seedance 1.5 ProPublished credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 720pAudio billing not verified | 100per 1 second | $0.325 seconds · 500 credits | $3.78 |
| Seedance 1.5 ProPublished credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 1080pAudio billing not verified | 110per 1 second | $0.355 seconds · 550 credits | $4.16 |
| PixVerse 5.5Published credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 360pAudio billing not verified | 100per 1 second | $0.325 seconds · 500 credits | $3.78 |
| PixVerse 5.5Published credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 540pAudio billing not verified | 100per 1 second | $0.325 seconds · 500 credits | $3.78 |
| PixVerse 5.5Published credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 720pAudio billing not verified | 120per 1 second | $0.385 seconds · 600 credits | $4.54 |
| PixVerse 5.5Published credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 1080pAudio billing not verified | 200per 1 second | $0.635 seconds · 1,000 credits | $7.56 |
| PixVerse 6Published credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 360pAudio billing not verified | 100per 1 second | $0.325 seconds · 500 credits | $3.78 |
| PixVerse 6Published credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 540pAudio billing not verified | 100per 1 second | $0.325 seconds · 500 credits | $3.78 |
| PixVerse 6Published credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 720pAudio billing not verified | 120per 1 second | $0.385 seconds · 600 credits | $4.54 |
| PixVerse 6Published credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 1080pAudio billing not verified | 200per 1 second | $0.635 seconds · 1,000 credits | $7.56 |
| Wan 2.2Published credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 480pAudio billing not verified | 16per 1 second | $0.055 seconds · 80 credits | $0.60 |
| Wan 2.2Published credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 580pAudio billing not verified | 16per 1 second | $0.055 seconds · 80 credits | $0.60 |
| Wan 2.2Published credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 780pAudio billing not verified | 32per 1 second | $0.105 seconds · 160 credits | $1.21 |
| Wan 2.5Published credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 480pAudio billing not verified | 100per 1 second | $0.325 seconds · 500 credits | $3.78 |
| Wan 2.5Published credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 780pAudio billing not verified | 200per 1 second | $0.635 seconds · 1,000 credits | $7.56 |
| Wan 2.5Published credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 1080pAudio billing not verified | 300per 1 second | $0.955 seconds · 1,500 credits | $11.34 |
| Wan 2.6Published credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 780pAudio billing not verified | 200per 1 second | $0.635 seconds · 1,000 credits | $7.56 |
| Wan 2.6Published credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 1080pAudio billing not verified | 300per 1 second | $0.955 seconds · 1,500 credits | $11.34 |
| Wan 2.7Published credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 780pAudio billing not verified | 130per 1 second | $0.415 seconds · 650 credits | $4.91 |
| Wan 2.7Published credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 1080pAudio billing not verified | 200per 1 second | $0.635 seconds · 1,000 credits | $7.56 |
| Grok Imagine 1.5Published credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 480pAudio billing not verified | 160per 1 second | $0.505 seconds · 800 credits | $6.05 |
| Grok Imagine 1.5Published credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 720pAudio billing not verified | 280per 1 second | $0.885 seconds · 1,400 credits | $10.58 |
| HappyHorse 1.1Published credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 720pAudio billing not verified | 165per 1 second | $0.525 seconds · 825 credits | $6.24 |
| HappyHorse 1.1Published credit rate. Audio billing is not confirmed; excluded from the native-audio leaderboard. | 1080pAudio billing not verified | 280per 1 second | $0.885 seconds · 1,400 credits | $10.58 |
Image prices by model
Each calculation is for one image at the stated size or quality. “Published generation” means exact output size is unverified. The Subscribe icon means “with max subscription.”
| Model | Settings | Credits | USD / image |
|---|---|---|---|
| Nano Banana 2 | 1K16:9 · default quality | 75per image | $0.047 |
| Nano Banana 2 | 2K16:9 · default quality | 75per image | $0.047 |
| Nano Banana 2 | 4K16:9 · default quality | 150per image | $0.095 |
| Nano Banana Pro | 1K1:1 · default quality | 75per image | $0.047 |
| Nano Banana Pro | 2K1:1 · default quality | 75per image | $0.047 |
| Nano Banana Pro | 4K1:1 · default quality | 150per image | $0.095 |
| GPT Image 1.5 | High quality · size unverified | 500per image | $0.315 |
| GPT Image 1.5 | Medium quality · size unverified | 150per image | $0.095 |
| Seedream 4.0 | Published generation | 50per image | $0.032 |
| Seedream 4.5 | Published generation | 50per image | $0.032 |
| Seedream 5 Lite | Published generation | 50per image | $0.032 |
| Seedream 5 Pro | 1.5K | 75per image | $0.047 |
| Seedream 5 Pro | 2K | 150per image | $0.095 |
| Imagen 4 Fast | Published generation | 50per image | $0.032 |
| Imagen 4 | Published generation | 100per image | $0.063 |
| Imagen 4 Ultra | Published generation | 150per image | $0.095 |
| Recraft V4 | Published generation | 60per image | $0.038 |
| Recraft V4 Pro | Published generation | 175per image | $0.110 |
When you need more credits
Premium+ and Pro members can buy extra credit packs. The pack price is a separate purchase; the annual unit rate does not apply to top-ups.
The largest listed individual credit tier is Pro 4M. Custom business contracts are excluded. Its regular monthly price is $280; annual payment is $210 per month equivalent.